Basic Benefits •Hospitalization Coinsurance for days 61-90 is ($289 per day) and days 91 and after while using lifetime reserve days is ($578 per day) • Payment in full for 365 additional hospital days • 20% coinsurance for physician and other Medicare Part B services
Medicare Part A Hospital Deductible • The 2013 deductible is $1,184 Skilled Nursing Facility (SNF) Coinsurance • $148.00 a day for days 21-100 in a Skilled Nursing Facility in 2013
Medicare Part B Yearly Deductible • The 2013 deductible is $147.00
Medicare Part B Excess Charges • Difference between doctor's charge and Medicare's approved amount • Up to 15% above the Medicare approved charge which is the doctor’s maximum charge
Foreign Travel Emergency • Pays 80% of the cost of emergency care during the first two months of each trip after you pay a $250 deductible • Lifetime maximum of $50,000 Part B Monthly Premium The amount you pay for Part B, usually deducted from your monthly Social Security Benefit, starts at $ 104.90 for Individuals filing 2011 Federal Income Tax form 1040 of $ 85,000 or less and jointly $ 170,000 or less. As you AGI increases, your Part B premiums increase; $ 146.90, $209.80, $ 272..70 and op bracket premium of $ 335.70 for individuals with income over $ 214,000 and jointly income over $ 428,000 You will also pay a premium in addition to your Part D Prescription Drug Plan, based upon you income, ranging from $11.60 to $ 66.60 each month |